High expenses or fees are one criticism I have heard regarding annuities. Can you explain the fee structure around annuities?
Annuities are products that combine insurance and, in the case of variable annuities,
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Income
Income can refer to cash flow derived from a variety of sources, including personal earnings, investment earnings, businesses or even real estate. These forms of income are generally referred to as earned income. There are also sources of unearned income, particularly when discussing investments. Dividends, capital gains and interest are common examples of unearned income.
What are some rules of thumb for fixed income ppl choosing between bonds and annuities with their lump sum retirement payouts?
This is a great question but it is difficult to answer briefly.
People may lump annuities and bonds together because, at a high level, both are vehicles that can be used to produce income. That said, they are completely different classes of assets:
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I have heard that annuities are not good investments. How do I know if an annuity is right for my situation?
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I am in my 30s -- is there any reason I would buy an annuity now? My advisor has suggested it.
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Harvard Professor Roland Fryer – The Annuity Puzzle and Why People are More Comfortable Flying if They Can See the Cockpit
The annuity puzzle refers to the fact that few people choose to annuitize even a portion of their...
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