Retirement

Brandon Colby, MD, is a world leader in the field of predictive medicine, a medical specialty that combines comprehensive genetic testing with personalized prevention based upon your genes.  Dr.

David Stipp has written about science, medicine, the environment and biotech since 1982 for The Wall Street Journal, Fortune, Salon, Science and other publications.

British lawmakers are considering an end to the law that requires many U.K. retirees to purchase an annuity by the time they turn age 75.

As an interim step, the U.K Chancellor modified the current law so that the age for compulsory annuitization is increased to 77 from the current level of 75 years of age.

There is a prominent and growing group of people who believe that the exponential pace of technological progress will have a profound near-term impact on society.  Singularity is a term often associated with this school of thought.

A recent article in Bloomberg discusses the financial challenges faced by most retirees in the United States and the steps that the Obama Administration is taking to address the crisis.

The demise of defined benefit pension plans over the past thirty years correlates almost perfectly with the rise of defined contribution plans such as 401ks.

In a recent op-ed piece in The Wall Street Journal Charles Schwab highlights the fact that the vast majority of retirees in the U.S. are suffering in the current low interest rate environment.

The paltry returns on savings--the average rate on a one year CD is 1.3 percent--are 76 percent lower than even four years ago.

Longevity risk is clearly a huge growth market.  One has to wonder, though, where the capacity to address this market opportunity will come from.

Through the Senate Special Committee on Aging, U.S. lawmakers and regulators have been conducting hearings focused on retirement security issues.

The hearings are a follow-up to a recent request for comment on the same topic from the U.S. Labor and Treasury Departments.

Forbes publisher Rich Karlgaard wrote an interesting and entertaining piece in his blog.

Karlgaard discusses the growing disparity beteen the incomes of public sector or "government" workers versus their private sector counterparts.

Many would assume that private sector employees are on the advantageous side of this disparity.  This is not, however, the case.

Attempting to determine the amount of money one will need in retirement is an exercise fraught with complexity and uncertainty.

Wall Street Journal personal finance columnist Brett Arends offers his take on the right approach in a recent column.

Arends suggests the following: