Annuity Payments

The payments or income stream that flows from the insurance company to the annuitant when an annuity contract is annuitized.

Deferred Annuity Payments Receive Tax Break from Small Business Jobs Act

Owners of non-qualified deferred annuities will benefit from a provision included in the recently passed Small Business Jobs Act of 2010.

Glenn Daily on Buying Annuities and Why it Might Make Sense to Wait

Glenn Daily is one of the top financial advisors in the country. 

Specializing in life insurance and annuities, Glenn is widely recognized for his deep technical expertise and high level of objectivity as his services are strictly on a fee-only basis.

The annuity buying decision is complex and can be affected by commission-based financial incentives. Glenn’s writing, interviews and services are a great way to cut through some of the clutter.

Annuity Industry Pioneer Jerry Golden at Work on his Latest Venture

Jerry Golden--often referred to as the father of variable life insurance and variable annuities--has had a distinguished career as an innovator and entrepreneur in both the insurance and personal retirement businesses.

Jerry most recently spent four years as president of the Income Management Strategies Division at MassMutual after selling his business to the company in June, 2005.

Since leaving MassMutual in May, 2009, Jerry has been actively developing a new venture which will deliver yet another set of innovations to the personal retirement marketplace.

Annuity Calculator

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Inflation and Deflation

All annuities involve payments from an insurance company to you.  With some annuities the payments are fixed, and with other annuities the payments are variable.  Assuming that you purchase an annuity from an insurance company in the United States, you will receive payments in U.S. dollars.

Annuity Taxes

The following list provides links to some of the key terms discussed in this chapter on annuity taxes:

Annuity Prices

Annuity pricing can be confusing and a detailed discussion is beyond the scope of this buying guide.

Annuity Payout Options

In addition to deciding between fixed or variable income streams, the annuity buyer needs to decide how long annuity income payments will last and who will receive those payouts.  The options include the following:

Life

Full List of Annuity Types

The full menu or “laundry list” of annuity products and features builds off of the basic list discussed in the previous chapter.

Where relevant, each description below will include a brief comment on how the entry relates to the basic list of annuity types.

The following is a list that links to each of the annuity types discussed in this chapter:

Find Financial Advisors

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Find Companies

Click below to find companies that provide products and services in the area of annuities and retirement planning. You may also add or edit a company listing.