This is a pretty interesting product that appears to have been design for the investment environment that we live in today.
Other reviews discuss the alternative and tactical asset allocation categories and options that are part of this variable annuity.
There is also what is referred to as the "packaged options."
The 3 packaged options come from Curian Capital.
In a nutshell, the packaged options seek to offer long-term upside exposure and growth while limiting downside exposure and short-term losses.
The blend of these 2 overall categories varies among the 3 packages, and the package names refect this:
- Aggressive
- Income
- Diversified
Allocations between the 2 broad asset categories are continually evaluated by Curian and can be adjusted on a day-to-day basis.
Pretty cool. So many investment advisors loosely refer to risk management. These packaged options actually make day-to-day professional risk management a reality--not something that needs to be managed by the contract owner or their investment advisor.
