Annuity reviews would seem to naturally attract a lot more criticism than accolades.
How many people who bought an annuity are going to go online and rave about how well their annuity is performing?
On the other hand, there are loads of people who have strongly negative feelings about any type of annuity, regardless of whether they know anything about the products or have had any direct experience.
This is especially true for those people who bought the product with optional living benefit features before the onset of the financial crisis in 2008.
For these lucky people, the impact of the financial crisis was minor. Living benefits proved to be one of the best antidotes to the financial turmoil.
Also, these people were able to lock-in super attractive benefit features that are simply not available today.
I still recommend this product to many of my clients.