Home » Glossary » Accumulation Phase

Accumulation Phase

The accumulation phase is the period during which the owner of a deferred annuity makes payments that will accumulate and provide the basis for future annuitization.

New Health Care Expense Software is Taking Aim at a Retirement Planning Void

There is a strong case to be made for health care as the linchpin of retirement planning.  Virtually every major aspect of the retirement planning process is somehow correlated to or contingent on health status.  For example, health status has an impact on each of the following retirement planning components:

Who Needs Annuities

Annuities are neither useful nor appropriate for many people.

As emphasized throughout this buying guide, a good financial plan that focuses on retirement income needs should be the foundation of any annuity purchase decision.

American Fidelity

American Fidelity Assurance Company is one of the largest privately held insurance companies.  Founded in 1960, American Fidelity is now a third-generation family-owned company, with more than 1 million customers in the US and in 23 countries worldwide.

American Fidelity offers a variety of annuities and retirement plans and has built a specialty in providing 403(b) annuities to employees who work in the educational field.

General categories of products offered by America Fidelity include:

Annuities

Dramatic Changes in Retirement Landscape

The picture for near and current retirees has changed 180 degrees in the past couple of years.

Questions such as where to retire and what do do during retirement are replaced with whether to retire and how to make sure one does not run out of money during retirement.

Working longer, waiting to draw on Social Security, and understanding longevity risk are front and center for the vast majority of retirees.

Decumulation or drawing sustainable income from accumulated financial assets is one of the major challenges and opportunities in personal finance:

Contribute Annuity Reviews

Trending Now

Find Financial Advisors

Click below to find financial advisors who provide annuities and retirement planning services. You may also add or edit a financial advisor profile.
find advisors

Find Companies

Click below to find companies that provide products and services in the area of annuities and retirement planning. You may also add or edit a company listing.
find companies