Demographics are the measurable features of an overall population such as age race, gender, income and educational levels, types of employment, home ownership and marital status. Demographic trends reveal how changing characteristics of a population may affect a business, society and public policy. For example, marketing companies use demographics to figure out how much of an area’s population is of retirement age, and public policy analysts may rely on demographic statistics to make decisions regarding health resources for an ageing population.

S. Jay Olshansky on Why the Message is All About Extending Health

S. Jay Olshansky is a Professor in the School of Public Health at the University of Illinois at Chicago and Research Associate at the Center on Aging at the University of Chicago and at the London School of Hygiene and Tropical Medicine. Much of Dr. Olshanky's research has focused on the upper limits to human longevity and the health and public policy implications associated with aging.  We had an opportunity to connect with Jay at the recent SOA Living to 100 Symposium.

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Notes from the CFA Institute Fixed Income Conference

The CFA Institute just held its 2012 fixed income conference in San Francisco.

Speakers shared a very broad range of perspectives on fixed income issues over the course of about a dozen sessions.

Session notes and observations (in no particular order) include:

Demographics and Deleveraging -- Rick Rieder, Blackrock

The Best Idea in Light of Demographic and Fiscal Challenges -- Scott Simon, PIMCO


Who Provides Longevity Insurance

The U.S. longevity insurance market has been developing for almost a decade, and yet there are...

Demographics Could be Dampening Economic Recovery

An interesting piece in the New York Times discusses the possibility that the United States may never return to the rate of economic growth that existed for long periods of time before the recent recession. Demographics are considered as the source of this detachment from long-term growth trends. Specifically, slower growth is related to declining rates of growth in the work force, and lower employment growth is tied to slower population growth and fewer women entering the labor market. The low...