Retiree

This discussion topic was originally posted in the form of a comment.

The general topic is how annuities compare to bonds.  It is a natural question since both annuities and bonds provide owners with fixed payments.

We moved the comment here so that it can surface to a larger audience and hopefully generate further discussion and comments.

As noted below, the conceptual basis for this content is based on a great paper written a few years ago by Jason Scott--the Director of Retiree Research at Financial Engines.

The original post is as follows:

News on a recent deferred income annuity product release from New York Life:

Wall Street Journal columnist Brett Arends wrote a recent piece (subscription required) titled "How to Salvage Your Retirement."

As is almost always the case with Arends, a very interesting and worthwhile piece.

A couple of eye opening stories in a recent op-ed piece by Steve Forbes.

This forum thread is a continuation of a conversation that began as a comment and can be found here:

http://www.annuitydigest.com/blog/tom/fixed-annuity-sales-continue-soar-while-massive-inflation-risks-are-ignored#comment-363

The comment came from Phillip Hawley and is as follows: