Demographics are the measurable features of an overall population such as age race, gender, income and educational levels, types of employment, home ownership and marital status. Demographic trends reveal how changing characteristics of a population may affect a business, society and public policy. For example, marketing companies use demographics to figure out how much of an area’s population is of retirement age, and public policy analysts may rely on demographic statistics to make decisions regarding health resources for an ageing population.

Annuities in Japan

The Japanese...

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Demographics and Longevity Risk

The CFA Institute recently published an interview with Amlan Roy in the March/April issue of CFA Magazine. Amlan Roy is the head of global demographics and pension research at Credit Suisse in London.

Anna Rappaport on Annuities and Planning for the Long Term

Anna Rappaport is widely recognized as a leading expert on retirement systems, workforce issues, the impact of changing demographics and women’s...

Bob MacDonald on the Unprecedented Opportunity in the Annuity Industry

Bob MacDonald has had a storied career as a leading entrepreneur and executive in the financial services industry.

Some of Bob’s roles include: president and CEO of ITT Life; founder, chairman and CEO of the highly successful LifeUSA, and; CEO of...

Bull Market in Annuity Advice

LPL's president of national sales and marketing--Bill Dwyer--spoke at a recent event centered around national

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