Why Financial De-Risking May Leave Consumers at a Loss
The term de-risk has been appearing frequently in recent financial news.
General Motors’ recent decision to offer lump-sum...
Rating agencies analyze and assess the financial health and quality and of corporations, countries, state and local governments, insurance companies and individual securities. Rating agencies play a critical role in assessing the claims-paying abilities of insurance companies. Three of the well known rating agencies include Standard and Poor’s, Moody’s and Fitch. Rating agency evaluations are based on proprietary research, but many critics argue that this research is not entirely free of conflicts of interest. Rating agencies play a crucial role in financial markets, but they came under intense fire in the wake of the 2008 global financial crisis for not fully recognizing the risks attached to the complex subprime mortgages and derivatives.
The term de-risk has been appearing frequently in recent financial news.
General Motors’ recent decision to offer lump-sum...