Mortality generally refers to death and more specifically to the rate of death among a given population.

What is M&E fees?

M&E fees (also referred to as mortality and expense charges) are part of the expense structure of annuities.  In general, these charges cover the insurance guarantees provided by the

Global Longevity Risk Exposure

According to Swiss Re the total worldwide

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Annuity Fees and Expenses

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Annuity Digest Buying Guide: Annuity Fees and Expenses

Expenses should be a top priority for any financial services consumer.  Many people have been conditioned to be aware of expenses when it comes to investment products.  Indexed-bases investment management companies such as


Full List of Annuity Types

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Annuity Digest Buying Guide: Comprehensive List of Annuity Types

The full menu or “laundry list” of