Inflation

A sustained increase in the general price level—often measured by a broad index such as the consumer price index (CPI).

Skepticism Required with Roth IRA Calculators

A good article from Investment News on the use of calculators for Roth IRA conversion calculators. Deciding whether to convert to a Roth IRA is fairly complex. There are a number of variables that come into play such as tax rates, investment returns, inflation rates, etc. Faulty assumptions for any one of the factors will produce faulty results and possibly poor decisions. Free, web-based calculators are often less robust than those used by financial advisors. Calculators and other analytical...
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The Absolute Return Unicorn - Investment Products Offering Both Gains and Protections Prove Elusive

The asset management industry has struggled to provide older investors and retirees with investment products that provide returns with little or no risk of losing principal.

In other words, the industry has not had any success in developing investment products that provide return without any risk.

A recent Wall Street Journal...

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The Wall Street Journal's Brett Arends on Annuities

Brett Arends writes a personal finance column for the Wall Street Journal. He is one of the more interesting and popular personal finance writers in the industry. Although a subscription is required to read the Wall Street Journal, Arends' column (among other Journal features) is highly recommended. For the past two weeks, Arends has written columns that focus on annuities. The columns can be accessed by clicking here and here . Both articles are highly recommended. Topics addressed include:...

Listen to Zvi Bodie When it Comes to Retirement Planning

Zvi Bodie is absolutely one of the most honest and refreshing voices in finance and economics.  Professor Bodie also happens to be an advocate of life-cycle investing.

A recent interview with Bodie is highly recommended and available in U.S. News & World Report.

Highlights from the interview include:

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