I agree with almost everything said in the other reviews.
This Vanguard...
Vanguard
Founded by the investment industry pioneer John Bogle, Vanguard is one of the world's largest investment management companies. Vanguard's mission is to help clients reach their financial goals by being the world's highest-value provider of investment products and services. Vanguard offers services to personal investors, institutional investors and financial advisors.
Overall, the company provides access to mutual funds, ETFs, securities and equities, financial management planning, retirement planning, college savings options, and premium services catered to high, net-valued customers.
Vanguard also offers annuity products. High level descriptions of select product categories include:
1) Mutual Funds: Diversified investments under the manage of Vanguard; categorized into Vanguard Funds and Core Funds.
2) ETFs, Securities, and Equities: Clients are allowed access to Vanguard's exchange-traded funds, thousands of stocks and bonds and cds, options, and investments on margin.
3) 401(k) Rollover: Offers services in transitioning from previous company to Vanguard's oversight. Vanguard specialists provide aid via phone.
4) IRAs: Vanguard offers both Traditional and Roth IRAs, both of which require a minimum of $3,000 in initial contributions in order to qualify under Vanguard's policies.
5) 529 College Savings Options: The company's College Savings Options include tax-deferred growth and tax-free qualified withdrawals, with many state plans providing state income tax benefits as well. Other benefits are: higher contribution limits, no income boundaries for account owners or age restrictions for beneficiaries, a range of investment options, and almost no restrictions on where the child goes to college.
6) Personal Services: Personal Services include Concierge Services for new accounts or 401(k) rollovers, Flagship Services for investors with $1 million or more in Vanguard mutual funds and ETFs and Voyager Services for investors with $50,000 to $500,000 in Vanguard mutual funds and ETFs.
| Vanguard Product Reviews |
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Product Review of Vanguard Variable Annuity
The Vanguard variable annuity comes with an optional guaranteed lifetime... Product Review of Vanguard Variable Annuity
Very few people know what an annuity is.
Even fewer people know how annuities... Product Review of Vanguard Variable Annuity
Most annuities come with something referred to as a surrender charge.... |
| Products Offered |
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| General Information | |
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| Website | http://www.vanguard.com |
| Type | Asset Management |
| Founded | 1975 |
| Ownership | Private |
| Country | USA |
| Contact Information | |
|---|---|
| Address | PO Box 2600 Valley Forge, PA 19482 |
| Phone | 877-662-7447 |
| Fax | |
Information & Articles about Vanguard
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I have a huge amount of sympathy for many of the people who are recently retired or close to retirement.
I can’t imagine how difficult it would be to have the responsibility for managing one’s own investable retirement assets given the level of capital market volatility over the past decade or so. The stakes are high and the pressure must be enormous as the daily mental checklist for retirees likely involves at least some of the following:
There are millions of people in this self-service or “do-it-yourself” position. These are people who do not have access to the type of defined benefit pension plans that are available to public sector workers, and who will have resources beyond the floor of income provided by Social Security because they have saved well during their working years. While Senators and others are beginning to question the sensibility of the do-it-yourself approach, it makes sense to at least think about the cold, hard facts that all retail investors face:
The majority of the above results occurred during what proved to be “salad days” for the capital markets. It would be interesting to see what retail investment performance has looked like over the past 7 years. On top of this, it was recently reported that one of the top performing financial advisors covered by the Hulbert Financial Digest has had his clients mainly in cash over the past 30 years. Seriously, at a certain point why even bother? |
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Vanguard Founder John Bogle continues to write about the need to restore the notion of fiduciary duty in American business. Writing in the Journal of Portfolio Management, Bogle attributes the financial crisis to the declining standards in fiduciary duty and overall business ethics. While Bogle’s comments apply largely to investment managers and corporate managers, the notion of fiduciary obligations is highly relevant to the current debate surrounding the potential application of fiduciary standards to all financial advisors. Source: Journal of Portfolio Management |
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Morningstar recently published findings from a study that ranks U.S. fund managers based on the amount of wealth they have created or destroyed for their clients over the past decade. Janus Capital Group was the worst performer with a total of $58.4 billion in value destruction over the past decade. Putnam Investments was a close second with $46.4 billion in wealth destruction. American Funds was the leader in value creation adding $191 billion to the net wealth of its clients over the past decade. $189 billion in value creation made The Vanguard Group was a very close second to American Funds. Source: Bloomberg |
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