Reasonable Costs and Liquidity

As the other reviewer indicates, the Elite Access variable annuity from Jackson National offers an innovative line-up of non-traditional investment options.

This should prove attractive to almost any retail investor who has lived and suffered through the last 12 years of ups and mostly downs in the market.

Jackson National has seemed to pull this off while keeping control of costs.

The surrender schedule is not prohibitive.  a 5 year withdrawal charge that works as follows:

1. 6.5
2. 6
3. 5
4. 4
5. 3
6. 0

There is also an optional liquidity option that seems to provide a waiver of any withdrawal charges in exchange for 25 basis points annually.