Healthcare

The longevity gap refers to lower longevity rates in the United States relative to other developed countries. Critics of the U.S. healthcare system point to the gap as a characteristic of the flawed health insurance system. However, a recent New York Times article discusses the research of Samuel H. Preston and reveals some of the errors contained in the logic of critics of the U.S. health system. Source: New York Times Full Story

The World Economic Forum--in partnership with Mercer and the OECD--delivered its findings from a two year study on the future of the pension and healthcare financing systems in ageing countries. A Mercer article discussing the research can be found by clicking on the "full story" link at the bottom of this post. Longevity risk and the role of private annuity markets are discussed, as are the potential longevity risk-mitigating effects of longevity-indexed bonds. Source: Mercer Full Story

There is a very good article in the New York Times on long-term care insurance . The article is largely in a question and answer format. It is non-technical and there are many comments and questions from readers that should prove very useful to anyone taking a look at long-term care insurance products for themselves or for a family member. There are good, basic questions such as "why should I buy long-term care insurance" and "don't Medicare and Medicaid cover long-term care?" Long-term care...