The fact that this is an inflation-protected fixed annuity makes the product stand heads and shoulders above most other products since inflation protection can be hard to come by.
One criticism that takes away from the automatic five stars is the relatively high minimum initial premium.
$25,000 is the minimum initial premium.
This is not an insignificant amount for most people who are considering a fixed annuity.
John Hancock might benefit from opening up this product to a wider audience.
I know the product is new, so maybe there will be changes that are introduced in the next few years. Let's hope a lower minimum premium is one of those changes.