Hedge

The process of selling the upside potential of an asset in exchange for downside price protection. For example, a wheat farmer may use the futures market to hedge or protect against future adverse price movements (e.g. prices for wheat being lower in the future when it is time to harvest and sell the wheat).

Hedge Funds for the Masses

Hedge funds are no longer the exclusive domain of professional and high net worth investors. A recent Business Week article discusses the emergence of exchange traded funds (ETFs) that are designed to track alternative investment indices. A start-up investment management company called IndexIQ has launched five of these types of funds over the past eighteen months.
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Glenn Daily on Buying Annuities and Why it Might Make Sense to Wait

Glenn Daily is one of the top financial advisors in the country. 

Specializing in life insurance and annuities, Glenn is widely...

Companies: 

Achaean Financial is Proving Innovation is Alive and Well in the Annuity Business

Lorry Stensrud, a seasoned executive turned entrepreneur, is on the leading-edge of retirement income product development with his new Venture Achaean Financial.

Achaean’s Income Plus+ product provides a relatively high level of guaranteed starting income while maintaining both...

Ten Questions to Ask When a Financial Advisor Says: "You Know I'm Not a Big Fan of Annuities"

Many financial advisors seem conditioned to wear...

Cheaper Annuities

Another very interesting article from Leslie Scism of the Wall Street Journal (article can be viewed by clicking here).

A continuation of the discussion thread on low fee annuities that can be viewed by clicking here.

The Journal article discusses variable annuities and the impact that relatively inexpensive ETFs are having on product development.

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