What are the Surrender charges for Preference Plus Select B class

It appears that the current surrender charge schedule for the MetLife Preference Plus Select B class is as follows:

Number of complete years from receipt of purchase payment:

0 -- surrender charge = 7 percent
1 -- surrender charge = 6 percent
2 -- surrender charge = 6 percent
3 -- surrender charge = 5 percent
4 -- surrender charge = 4 percent
5 -- surrender charge = 3 percent
6 -- surrender charge = 2 percent
7 and after -- surrender charge = 0 percent

As noted by MetLife, there are times when the withdrawal charges do not apply such as withdrawing earnings or withdrawing 10 percent of total purchase payments after the first contract year is complete.

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