What about Surrender Charges and Living Benefits?

I cannot seem to find any information on the surrender charge schedule for this product.

Can anyone point me in the right direction?

I am interested, but would like to know how long the money needs to stay there before it is free and clear of any fees.

I assume that the withdrawal charges are sort of industry standard.

Also would like to be able to find information about any living benefits that might come with this product.

I like the TIAA name and cost structure but need to know more.