Submitted by Anonymous on
I agree that the TIAA variable annuity has one of the best (best from a customer's perspective) expense structures on the market.
But why isn't this product more widely available?
TIAA-CREF's product distribution is such a mystery.
Do they just allow products to be sold through their own reps?
Are TIAA annuity products available to for sale through independent financial advisors or banks?
What about sales made directly to consumers by TIAA?
They seem like great products and the company has an outstanding reputation.
It would be helpful if TIAA was more clear about their sales processes--for both consumers and financial advisors alike.
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