Retirement Planning

Living at a level of comfort you’re used to when you retire requires taking steps to ensure that you have enough money. Retirement planning involves examining your goals for retirement, and then figuring how much you need to meet those objectives. You need to figure-out when to start investing and saving, how much you need to save, and what you may expect to receive from other sources such as Social Security. Retirement objectives, costs and resources are issues you need to take stock of before you quit working. Otherwise, you may find that you can’t afford to stop working.

Retirement Income Planning

Yet another interesting article from Darla Mercado at Investment News discusses the push among financial advisors to consider annuity purchases in the context of a larger retirement planning process.

Lessons from the Financial Crisis

Boston University Professor Laurence Kotlikoff is full of interesting ideas on a range of topics--including personal finance and retirement planning.

A recent piece of his provides a good overview of the factors that contributed to the financial crisis.

Obama and Annuities

Much has been written and discussed over the past several weeks since the Obama Administration suggested that annuities may play a key role in the financial and retirement planning lives of millions of Americans.

This discussion topic should serve as a thread for thoughts and comments on this somewhat controversial issue.

The Head of Retirement and Services at BofA Merrill Lynch Offers Views on Retirement Planning Reform

Andy Sieg is the head of Retirement Planning and Services for Bank of America Merrill Lynch. Sieg provides his views on retirement planning reform in a recent op-ed piece in Investment Advisor. Among Sieg's points are: Support of the steps recently outlined by the Obama Administration to ancourage and support adequate financial planning for retirement. Specifically, support of incentives such as automatic enrollment for employer-sponsored savings options such as 401ks and IRAs. Support of...

Demand for Talent is Strong in the Retirement Income Market

A recent study by IbisWorld estimates that the cumulative revenue growth in the retirement planning industry over the next decade will be 134%. Demand for skills in and around retirement income products and distribution is very high at the moment, and this will likely continue to be the case.

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