Retirement Planning

Living at a level of comfort you’re used to when you retire requires taking steps to ensure that you have enough money. Retirement planning involves examining your goals for retirement, and then figuring how much you need to meet those objectives. You need to figure-out when to start investing and saving, how much you need to save, and what you may expect to receive from other sources such as Social Security. Retirement objectives, costs and resources are issues you need to take stock of before you quit working. Otherwise, you may find that you can’t afford to stop working.


A very good article from Advisor One / Research Magazine on the challenges financial advisors face in developing practices that focus on retirement income planning.

A detailed discussion of how the discipline of retirement planning differs from asset accumulation.

Retirement Protests

NPR reports on the frequently violent protests in France that are in reaction to a legislative proposal that would raise the minimum retirement age from 60 to 62, and the age that triggers a full

Key Phrases: 

What Does $3 Million Buy

$3 million in savings buys roughly $5,000 per month or $60,000 per year in inflation adjusted income.

This is inflation adjusted fixed income rather than annuity-based income.

Click here for more on TIPS and inflation adjusted retirement income.