Articles
Reference articles and commentary on annuities, lifetime income, and retirement finance. Updated over time.
Annuity Duration
Are longevity annuities analogous to very long duration bonds with the weighted average of future cash flows pushed so far into the future?
An Interview with Wharton Professor David Babbel - Part One
This is the first part of an interview with Wharton Professor David Babbel. Professor Babbel led the fixed indexed annuity study that is discussed in several previous posts on Annuity Digest. These posts can be accessed by clicking here. Part 2 of this interview will be posted later this…
Buffett Blasts Life Insurers for Taking on Crazy Risks with Variable Annuity Guarantees
Credit risk and the general health of life insurance companies that provide variable annuities were topics of conversation during the recent Berkshire Hathaway annual shareholders meeting. Warren Buffett was critical of the life insurance companies that have provided what are in his opinion…
Calculating the Value of a Pension Buyout Offer
One way to evaluate a pension buyout involves calculating what your future pension payments are worth today and then comparing that value to the buyout offer.