Death Benefit

When an insured party passes away, the amount of capital paid to the designated beneficiary or beneficiaries is referred to as the death benefit. Death benefits are commonly paid to beneficiaries of life insurance policies, annuities and some pensions.

Integrity

Short Company Name: 
Integrity
Long Company Name: 
Integrity Life Insurance Company

Integrity Life Insurance Company was founded in 1966 and is located in Cincinnati, Ohio. Integrity Life Insurance Company along with National Integrity Life Insurance Company serves customers in 50 states and the District of Columbia. Both Integrity Life Insurance Company and National Integrity Life Insurance Company are part of Western & Southern Financial Group.

Integrity Life offers a complete range of fixed, variable and income annuities that help people address their retirement income needs. An overview of the products offered by Integrity Life Insurance Companies is as follows:

Company Type: 
Insurance Company
Address
Street Address: 
Attn: Client Services PO Box 5720
City: 
Cincinnati
State: 
OH
ZIP Code: 
45201
Country: 
USA
Phone Number: 
800-325-8583
Fax Number: 
888-220-2677
Year Founded: 
1966

West Coast Life

Short Company Name: 
West Coast Life
Long Company Name: 
West Coast Life

West Coast Life Insurance Company was started in 1906 in San Francisco with industry veteran Dr. George A. Moore as the president of the company. In 1997, West Coast Life Insurance Company merged with the Protective Life Insurance Company and now it operates as its subsidiary.

West Coast Life offers term life insurance, universal life insurance, survivor life insurance, and annuity products to individual customers. The description of their products is as follows:

Company Type: 
Insurance Company
Address
Street Address: 
2801 Highway 280 South
City: 
Birmingham
State: 
AL
ZIP Code: 
35223
Country: 
USA
Phone Number: 
1-800-456-6330
Fax Number: 
888-615-9619
Year Founded: 
1906

More Annuity Details

META Tag Title: 
Annuity Digest Buying Guide: More Annuity Details

What is the difference between cash value and date of death value?

With regard to an annuity, it will completely depend on the structure of the annuity contract and any additional riders that might be attached to that contract.  At a basic level, the death value can be the initial deposit amount, less any withdrawals and market performance.  Most of the bigger companies provide a somewhat enhanced death benefit.  This usually is the initial

Key Phrases: 

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