Blogs

Lack of Dividends Make Equity Indexed Annuities a Tough Sell

Dividends contributed five percent of the 7.9 percent total return from stocks over the 200 year period from 1802 through 2002.

Dividend paying stocks in the S&P 500 produced an average return of 8.92 percent since 1972.  Over that same roughly 40 year period, non-dividend paying stocks in the same index returned 1.83 percent.

Most equity indexed annuities only count market price gains in their reference index when crediting...

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What is Driving the Rush for the Variable Annuity Exit?

The...

The Best Time to Buy an Annuity Depends on Mortality

A basic life annuity makes payments when the annuity owner is alive.   

In this sense, an annuity is the reverse of...

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Why Financial De-Risking May Leave Consumers at a Loss

The term de-risk has been appearing frequently in recent financial news. 

General Motors’ recent decision to offer lump-sum...

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Maddy Dychtwald on How Women are Driving a Transformation of the Market for Financial Advice and Products

Maddy Dychtwald is a nationally recognized author, co-founder of Age Wave, and a leading expert on the changing demographic trends shaping the marketplace, the workplace and our lives.

Having spent twenty-five years exploring and forecasting lifestyle, marketing and retirement implications of the age wave, she has recently emerged as a renowned authority on the economic ascent of women, including its impact on the financial services industry.

Age Wave’s breakthrough research on women and money includes the recent research study A New Era of Women and...

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