Basic Annuity Calculator
This calculator demonstrates the relationship between spending and wealth. The relationship between spending and wealth is a fundamental reference point for any retirement planning discussion.
The calculator results show the number of years that level payments from an ordinary annuity would last. In other words, results provide a basic illustration of how long it takes for the money to run out given a level of spending.
The spending ratio and stop-light represent the risk of spending too much for a given amount of wealth and running out of money too soon.
This ordinary annuity calculator does not incorporate assumptions about age, health status, investment returns, inflation, etc. The calculator is simply intended to provide a starting point fo r understanding the relationship between wealth and retirement spending.