Immediate Annuity

An annuity with payouts that commence shortly (within months) after the annuity has been purchased. Immediate annuities are purchased with a single (lump sum) premium payment. Immediate annuity payments can be either fixed or variable. The payout period can be a certain amount of time such as 10 years, or can be guaranteed for the duration of the annuitant’s life (a life annuity). With an immediate annuity: 1) money goes in immediately as a single premium payment; 2) the money can be invested at a guaranteed rate or a variable rate, and; 3) payments from the annuity start right away.

Ameritas

Short Company Name: 
Ameritas
Long Company Name: 
Ameritas Life Insurance Corp

Nebraska-based

Company Type: 
Insurance Company
Address
Street Address: 
5900 O Street
City: 
Lincoln
State: 
NE
ZIP Code: 
68501-1889
Country: 
USA
Phone Number: 
800-745-1112
Fax Number: 
402-467-7335
Year Founded: 
1887
Ownership: 
Private

American National

Short Company Name: 
American National
Long Company Name: 
American National Insurance Company

Headquartered in Galveston, Texas,

Company Type: 
Insurance Company
Address
Country: 
USA
Phone Number: 
800-835-5320
Year Founded: 
1905
Ticker Symbol: 
ANAT

American Family

Short Company Name: 
American Family
Long Company Name: 
American Family Insurance

Wisconsin-based

Company Type: 
Insurance Company
Address
Street Address: 
6000 American Parkway
City: 
Madison
State: 
WI
ZIP Code: 
53783-0001
Country: 
USA
Phone Number: 
608-249-2111

AARP

Short Company Name: 
AARP
Long Company Name: 
AARP Financial

Founded in 2005,

Company Type: 
Association
Address
Street Address: 
2 Highwood Drive Suite 202
City: 
Tewksbury
State: 
MA
ZIP Code: 
1876
Country: 
USA
Phone Number: 
866-218-6142

New Rules for Older Investors - Especially When it Comes to Equities

What are older investors to do right now? Get out of the stock market entirely? Stay out of the market if you have already decided to get out? Get back into the market now or wait and risk further increases while on the sidelines? Place the majority of your savings in bonds? Purchase an immediate annuity ? Purchase that immediate annuity with inflation protection? Tough questions for both investors and their advisors. There are some good thoughts and discussions shared in a recent New York...
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