Bond

A bond, or fixed income investment, is a debt instrument created when investors loan capital to a corporate or government entity. These entities issue bonds to generate funds that are sufficient to finance projects or specified activities. Terms such as interest rate and investment time frame are established at the point of investment.

Study Highlights Need for Bonds in Retirement Portfolios

The Center for Retirement Research at Boston College has released a study that highlights the need for a greater focus on the use of bonds in retirement. The study indicates that 86 percent of households approaching retirement hold a bank account, while only 33 percent own stocks directly and only 7 percent own bonds directly. The author suggests that the focus on safe, highly liquid accounts that provide a guaranteed return of capital is short-sighted and often risky. The notion of a return on...

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Bond Investors Facing Risk and Uncertainty

A recent Wall Street Journal article discusses the range of issues that bond or fixed income investors face in the current environment. The issue is critical for most retirees and near-retirees as they would typically migrate towards the income producing and low volatility aspects of bonds with a portion of their assets. The current environment is tricky, however, since the future path of interest rates and inflation is so uncertain. Some of the key risks that fixed income investors currently...

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Vanguard

Short Company Name:

Vanguard

Long Company Name:

Vanguard

Founded by the investment industry pioneer John Bogle,

Company Type:

Asset Management

Web Site:

www.vanguard.com

Address

Street Address:

PO Box 2600

City:

Valley Forge

State:

ZIP Code:

19482

Country:

USA

Phone Number:

877-662-7447

Year Founded:

1975

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Individual Retirement Account

Ownership:

Private

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Individual Retirement Account

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Pacific Life

Short Company Name:

Pacific Life

Long Company Name:

Pacific Life Insurance Company

Pacific Life Company provides its customers with services in annuities, college savings, life insurance, mutual funds, and other products. It also provides financial planning and educational information to its customers. Products include:

1) Fixed Annuity: A fixed annuity provides defined growth of principal and interest, free from taxes until money is withdrawn. Fixed annuities generally guarantee a fixed amount of interest for several years; others guarantee rates from one to three years, and renew at the option of the insurance company.

Company Type:

Insurance Company

Web Site:

www.pacificlife.com

Address

Street Address:

700 Newport Center Drive

Country:

USA

Phone Number:

800-800-7646

Year Founded:

1868

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Gleaner Life

Short Company Name:

Gleaner Life

Long Company Name:

Gleaner Life Insurance Company

Gleaner Life Insurance Society is a company that has, since 1894, offered its clients financial advising and planning through the use of life insurance, annuities, IRAs, and other benefits. As a fraternal beneficiary society, Gleaner Life has been owned and governed by its members who are dedicated to making a difference for individuals and the communities in which they live and serve. Products offerings include:

Company Type:

Insurance Company

Web Site:

www.gleanerlife.org

Address

City:

Adrian Michigan

ZIP Code:

49221-7984

Country:

USA

Phone Number: