Articles
In-depth analysis of how lifetime income products work, what they cost, and how to evaluate them. Mechanics first, no product recommendations.
The Garrett Network's Fee-Only Approach Creates Natural Partnerships Between Clients and Financial Advisors
Sheryl Garrett is the founder of the Garrett Planning Network. The Garrett Network consists of approximately 300 financial advisors who provide services on a fee-only basis and act as fiduciaries. Read on to understand how and why the Garrett Network seeks to make objective, competent…
Francois Gadenne and the Formation of the Retirement Income Industry
Francois Gadenne is the Chairman and Executive Director of the Retirement Income Industry Association (RIIA).
GAO Retirement Income Study Bullish on Annuities
The GAO retirement income report advocates inflation-adjusted annuities for middle income households that do not have access to a defined benefit pension plan.
The Fixed Indexed Annuity Study from Wharton Professor David Babbel
There is in fact a study from Professor David Babbel that compares the performance of fixed indexed annuities to portfolios of stocks and bonds and it is fascinating.
Fixed Annuity Sales Continue to Soar While Massive Inflation Risks are Ignored
Bloomberg reports that there is continued strength in fixed and immediate annuity sales. Overall fixed annuity sales increased 50% in 2008, with immediate annuity sales increasing 15% in 2008. As indicated earlier, variable annuity sales decreased 15% in 2008.Much of the fixed annuity sales…
Five Questions for Don McNay
Don MaNay is a financial columnist, a Huffington Post contributor and an expert in the field of structured settlements. We had an opportunity to speak to Don about his financial practice and his most recent book.
The Five Best Finovate Demos
There was clearly a ton of time and effort invested into the 36 demos at the recent Finovate conference in San Francisco. Not easy to get up on stage and speak for 7 minutes in front of a crowd of 500 people.
The Five Most Interesting Companies at Finovate
Finovate is a popular conference series featuring young technology companies that are focused on financial services.
First Lose No Money
Is there a financial equivalent to the maxim “first do no harm?” What if one of the guiding principles of medicine was applied to the world of financial advice? What would the financial services landscape look like if product manufacturers and advisors were required to play by rules similar to…
Financial Crisis Will be Seen Fundamentally as a Crisis for Retirees and Near Retirees
Professor James Galbraith provided a keynote address at a recent industry conference sponsored by NAVA—the Association for Insured Retirement Solutions. Professor Galbraith comes from the Economics department at the LBJ School of Public Affairs at the University of Texas at Austin. A Keynesian…