Ratings

Ratings are a form of financial analysis applied to a variety of corporations, securities, governments and other entities. For example, an insurance company rating is a measure of financial strength and the ability of of an insurance company to meet its obligations. Ratings are provided by third-party rating agencies such as A.M. Best, Standard and Poor’s, Moody’s and Fitch. These third party rating agencies assign grades to the entity or security they are analyzing. For example, high quality, which are considered the least riskiest, get an AAA rating whereas bonds with a BB or less are considered highly risky junk bonds. The lower the rating, the more the issuer has to pay in terms of a coupon rate to attract buyers. Ratings are not static and can be downgraded or upgraded depending on the agency’s appraisal of the issuer’s or entity’s financial health.

New York Life

Short Company Name: 
New York Life
Long Company Name: 
New York Life

Company Type: 
Insurance Company
Address
Street Address: 
51 Madison Avenue
City: 
New York
State: 
NY
ZIP Code: 
10010
Country: 
USA
Phone Number: 
800-598-2019
Year Founded: 
1979

A.M. Best

Short Company Name: 
A.M. Best
Long Company Name: 
A.M. Best Company, Inc.

Company Type: 
Rating Agency
Address
Street Address: 
Ambest Road
State: 
NJ
ZIP Code: 
8858
Country: 
USA
Phone Number: 
908-439-2200
Year Founded: 
1899

A Changing Variable Annuity Landscape -- What to Watch for in the Next Few Years

This is the second part of an interview with...

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