Market Risk

The risk of financial loss due to capital market volatility. An example would be the losses experienced by many owners of mutual funds and other assets during the recent financial crisis and market downturn.

Fixed Annuity Sales Continue to Soar While Massive Inflation Risks are Ignored

Bloomberg reports that there is continued strength in fixed and immediate...

Longevity Risk Listed as Top Retirement Risk - "Biggest and Most Difficult to Figure Out"

A list of ten risks faced by retirees includes the obvious such as stock market risk, but also includes issues that may not be top-of-mind for many retirees such as inflation risk and interest rate risk . Longevity risk is at the top of the list. Immediate annuities and the longevity annuity are mentioned as a potential solutions to the risk of outliving one's assets: "Given that, what's the best way to manage that risk? Social Security , traditional pensions and payout annuities all promise to...

What are "living benefit" options associated with annuities and how do they work?

Key Phrases: 

How can an annuity protect me from a volatile market?

Annuities can be very effective in providing protection against market

Are the companies that provide annuity products safe in the current upheaval of the banking and financial services industry?

There has been a ton of recent discussion in the press about the financial health of life and

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