Life Insurance

Life insurance refers to a specified amount of capital—the death benefit—that is paid to beneficiaries upon the death of the policyholder. There are many different forms of life insurance including term life, whole life and universal life. Term life is arguably the most basic form of life insurance and is intended to provide financial protection through income replacement in the event of the premature death of the policyholder. There are also many different uses of life insurance such as income replacement, estate planning and tax planning.

Global Longevity Risk Exposure

Submitted by tom on Fri, 01/07/2011 - 10:17

According to Swiss Re the total worldwide

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Annuity Taxes

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Annuity Digest Buying Guide: Annuity Taxes

The following list provides links to some of the key terms discussed in this chapter on

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Required Minimum Distribution

Section 1035 Exchange

Surrender Charge

Variable Annuity

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Required Minimum Distribution

Section 1035 Exchange

Surrender Charge

Variable Annuity

Annuity Prices

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Annuity Digest Buying Guide: Annuity Prices

Annuity pricing can be confusing and a detailed discussion is beyond the scope of this buying guide.

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Full List of Annuity Types

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Annuity Digest Buying Guide: Comprehensive List of Annuity Types

The full menu or “laundry list” of

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How to Compare Annuities

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Annuity Digest Buying Guide: How to Compare Annuities

Dealing with Complexity

Understanding the vast number of different annuity product types and features can be mind numbingly complex for both consumers and financial advisors.

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