Fixed Indexed Annuity

When an annuity’s capital appreciation potential is tied to the performance of an index, it is referred to as a fixed indexed annuity (FIA). Fixed indexed annuities are also commonly referred to as equity index annuities (EIA) or simply indexed annuities (IA). Generally, the annuity’s losses are limited while a portion of its gains are tied to the individual equity index’s returns. Some common indexes include the S&P, DIJA and the NASDAQ. With a fixed indexed annuity: 1) the money can go in as a single premium payment or a series of payments; 2) the money is invested at a variable rate although there is a guaranteed minimum rate of return that provides a floor, and; 3) payments begin at a future date and are at a fixed rate that is based on market performance and is supported by the guaranteed minimum rate.

The Absolute Return Unicorn - Investment Products Offering Both Gains and Protections Prove Elusive

The asset management industry has struggled to provide older investors and retirees with investment products that provide returns with little or no risk of losing principal.

In other words, the industry has not had any success in developing investment products that provide return without any risk.

A recent Wall Street Journal...

Key Phrases Autotag: 

Risk Tolerance and Fixed Indexed Annuities - Why Rational Investors Will Prefer Annuities to Alternative Investments

This is a continuation of a series of posts that discuss a fixed...

Key Phrases Autotag: 

Nationwide

Short Company Name: 
Nationwide
Long Company Name: 
Nationwide

Company Type: 
Insurance Company
Address
Street Address: 
One Nationwide Plaza
City: 
Columbus
State: 
OH
ZIP Code: 
43215
Country: 
USA
Phone Number: 
800-882-2822
Fax Number: 
614-249-8442
Year Founded: 
1925
Key Phrases: 
Ownership: 
Public

Lincoln Financial

Short Company Name: 
Lincoln Financial
Long Company Name: 
Lincoln Financial Group

Company Type: 
Insurance Company
Address
City: 
Radnor
State: 
PA
ZIP Code: 
19087
Country: 
USA
Year Founded: 
1905
Key Phrases: 
Ticker Symbol: 
LNC

Life of the Southwest

Short Company Name: 
Life of the Southwest
Long Company Name: 
Life Insurance Company of the Southwest

Life Insurance Company of the Southwest (LSW) was incorporated in 1955 and is headquartered in Addison, Texas. It is a wholly owned subsidiary of the National Life Group and is licensed to do business in 49 states and the District of Columbia. Life Insurance Company of the Southwest (LSW) provides annuities to individuals and below is a brief description of its annuities:

Company Type: 
Insurance Company
Address
Street Address: 
15455 Dallas Parkway, Ste. 800
City: 
Addison
State: 
TX
ZIP Code: 
75001
Country: 
USA
Phone Number: 
800-579-2878
Fax Number: 
214-638-9162
Year Founded: 
1955
Key Phrases: 

Pages