Ameritas
Short Company Name:
Ameritas
Long Company Name:
Ameritas Life Insurance Corp
Company Type:
Insurance Company
Web Site:
Phone Number:
800-745-1112
Fax Number:
402-467-7335
Year Founded:
1887
Glossary:
Ownership:
Private
Fixed Annuity
A fixed annuity provides a guaranteed rate of interest during the accumulation period and a guaranteed (“fixed”) amount of income when the contract is annuitized. With a fixed annuity, the insurance company is responsible for investing the premium payments and therefore assumes investment risk. The insurance company is obligated to provide guaranteed annuity payments regardless of whether their investments have generated an adequate rate of return. With a fixed annuity: 1) the money can go in as a single premium payment or a series of payments; 2) the money is invested at a fixed or guaranteed rate, and; 3) payments are at a fixed rate and can begin immediately or at some future date.
American Home
Short Company Name:
American Home
Long Company Name:
American Home Life Insurance Company
Company Type:
Insurance Company
Web Site:
Phone Number:
800-876-0199
Year Founded:
1909
Key Phrases:
AEGON
Short Company Name:
AEGON
Long Company Name:
AEGON Insurance Group
Company Type:
Insurance Company
Web Site:
Phone Number:
31-70-344-32-10
Fax Number:
31-70-344-84-45
Year Founded:
1844
Key Phrases:
Glossary:
Ownership:
Public
Ticker Symbol:
AEG
VALIC
Short Company Name:
VALIC
Long Company Name:
VALIC
Company Type:
Insurance Company
Web Site:
Phone Number:
800-448-2542
Fax Number:
877-202-0187
Year Founded:
1955
Glossary:
Key Phrases:
Bond Vigilantes Return with Inflation on Horizon
Yields on the 10 year Treasury have been climbing consistently over the past several days, ending above 3.7% today. Increasing interest rates are welcomed by insurers and consumers who are still considering an annuity purchase. The trend is troublesome, though, for those who have recently locked themselves into a fixed annuity without inflation protection. Similar to the 1970s and 1980s, global investors are driving up interest rates in light of concerns about inflation that could be ignited by...
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