A.M. Best

A.M. Best Company is a full-service credit rating organization serving the financial services industries, including the banking and insurance sectors.

Policyholders and depositors refer to Best's ratings and analysis as a means of assessing the financial strength and creditworthiness of risk-bearing entities and investment vehicles.

The Best’s Insurance Reports, considered an industry standard, are used to assess the balance sheet strength, profitability and creditworthiness of thousands of insurers and reinsurers.

With offices in the US, Hong Kong and Europe, A. M. Best has been in business more than 100 years and now covers the financial, health, mortgage, insurance, and banking sectors--providing in-depth analyses and ratings of individual companies and market trends.

Areas of focus include:

1) Credit Ratings: A. M. Best Company provides an overview of companies' Financial Strength, Issuer Credit, Debt and Bank Deposit ratings.

2) Property/Casualty: Provides the latest news, ratings and research. Industry specific products enable clients to locate, compare and evaluate key insurers using A. M. Best's Premium Data & Reports, Best's Market Share, and Best's Executive Summary reports.

3) Life/Health: Provides the latest news, ratings and research A.M. Best has to offer with regard to the Life/Health Industry.

4) Health: Provides coverage of the latest events impacting both the Health and HMO marketplace. Reports provide complete financial and analytical reports on Medical and Dental insurers.

5) Reinsurance: Clients can check on the financial strength of the largest players in the reinsurance market. Reports provide access to key financials and analytics.

6) Insurance-Linked Securities: A.M. Best's various rating methodologies and how securitization structures impact financial strength ratings. 

7) Banking: A. M. Best has expanded its analytical coverage to the banking industry with data, special reports, analytical methodologies and news.

8) Consumers: Provides information on various coverage options, terms to know and why a Best's Rating should be a factor in a consumer's decision making process in selecting an insurer.

9) Underwriting and Loss Control: Available online database, with articles in over 500 classifications. Clients have access to sources for the most complete and comprehensive risk assessment guidelines.

10) Captive: A.M. Best's perspective on what's impacting this market. A.M. Best's views published through its credit ratings, special reports, Best’s Review, BestWeek and news coverage through BestDay.

11) Title & Mortgage Guaranty Center: Information on the real estate industry which includes related title insurance and mortgage guaranty insurance information and activity.