Capital Market

Organized markets such as the NASDAQ that provide a mechanism for the purchase and sale of longer term (usually exceeding 1 year) equity and debt securities.

The Absolute Return Unicorn - Investment Products Offering Both Gains and Protections Prove Elusive

The asset management industry has struggled to provide older investors and retirees with investment products that provide returns with little or no risk of losing principal.

In other words, the industry has not had any success in developing investment products that provide return without any risk.

A recent Wall Street Journal...

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Variable Annuity Sales Down 26% in First Quarter of 2009

Variable annuity sales in the United States continue to decline in the wake of the financial crisis and capital market turmoil. First quarter sales of variable annuities totaled $30.4 billion. This represents a 26% decrease from the same period a year ago. Total variable annuity sales for 2008 totaled $154.8 billion, a drop of 15.1% from 2007. The top 5 variable annuity companies in terms of revenue were lead by MetLife : By individual companies, MetLife re-captured the No. 1 spot, with $3.7...

A Changing Variable Annuity Landscape -- What to Watch for in the Next Few Years

This is the second part of an interview with...

A Changing Variable Annuity Landscape -- The Consumer Perspective

This is the first part of an interview with Ryan Hinchey.

Ryan is a consulting...

Are Equity Indexed Annuities Really the Top Performing Asset Class Since 1995?

A recent article in Forbes magazine discusses the pros and cons of equity indexed annuities.

On the negative side the author makes a high level reference to costs and questions whether...