A broker acts as the intermediary or middleman between a buyer and a seller and earns a commission from the transaction. There are brokers in just about any kind of business – real estate, mortgage, insurance, bonds, stock market, customs, commodities, foreign exchange, etc. In the stock market, the broker is the link between the investor and the stock exchange. Brokers as a rule have to sit for exams to earn a license in order to solicit business, offer any advice and transact on your behalf.

Achaean Financial is Proving Innovation is Alive and Well in the Annuity Business

Lorry Stensrud, a seasoned executive turned entrepreneur, is on the leading-edge of retirement income product development with his new Venture Achaean Financial.

Achaean’s Income Plus+ product provides a relatively high level of guaranteed starting income while maintaining both...

Is it possible to use USD in an IRA account to purchase a Swiss Longevity annuity?

Good question.

First thing to consider is that--to my knowledge--there are only a few types of annuities offered by Swiss insurance companies.

Cheaper Annuities

Another very interesting article from Leslie Scism of the Wall Street Journal (article can be viewed by clicking here).

A continuation of the discussion thread on low fee annuities that can be viewed by clicking here.

The Journal article discusses variable annuities and the impact that relatively inexpensive ETFs are having on product development.


Fixed Annuity Market Challenges

A very good article from Darla Mercado at Investment News discusses the current challenges that insurers face in the